How to Apply for Brilstash Credit?

Prerequisites

Before you can apply for credit, you must have:

  1. Completed your profile (personal and employment information)

  2. Completed KYC verification (identity verification)

  3. Active Brilstash account

Step-by-Step Credit Application Process

Step 1: Access Credit Application

  1. Login to your Brilstash dashboard

  2. Click "Apply Now" button in the Credit Overview section

  3. You'll be redirected to the credit application form

Step 2: Select Your Company/Business

  • If you're linked to a company: Your company name will be pre-filled and locked

  • If not linked: Choose your company from the dropdown list

  • This determines your credit terms and available options

Step 3: Enter Credit Amount

  • Enter the amount you want to borrow (minimum ₦1,000)

  • Amount is formatted automatically with commas for thousands

  • Clear button (X) appears to reset the amount

Step 4: Choose Payment Method

Select how you want to repay:

Option A: Pay Once

  • Repay the full amount in a single payment

  • Simpler process with one due date

  • No duration selection needed

Option B: Installment Plan

  • Spread payments over multiple months

  • Available durations: 2-3 months (varies by company)

  • Select duration from the dropdown

Step 5: Review Repayment Breakdown

After entering amount and payment method:

  • System calculates your repayment schedule automatically

  • Shows each installment with due dates

  • Displays total amount including any fees

  • Service fee (if applicable) included in first payment

Step 6: Confirm and Submit

  1. Read the consent statement carefully

  2. Check the consent checkbox to authorize:

    • Credit access

    • Repayment deduction from earnings

  3. Click "Withdraw Credit" to submit your application

Important Notes

Credit Limits

  • Based on your earnings and company policies

  • Minimum amount: ₦1,000

  • Maximum varies by company and your profile

Repayment Terms

  • Flexible options: Pay once or in installments

  • Automatic deductions from your salary/earnings

  • Clear due dates for each payment

  • Insurance coverage included (if applicable)

Company Requirements

  • Must be employed by a participating company

  • Company policies determine available terms

  • Linked companies have pre-approved terms

Getting Help

  • Check error messages in red boxes

  • Ensure all fields are completed

  • Contact support [email protected] for company-specific issues

  • Refresh page if data doesn't load

Last updated